15 Tips for investing in 2015

  19 January 2015 Duggan Matthews, Marriott Asset Management says; 1. Invest for income and let the capital take care of itself. The value of a business is based on the income or earnings it can generate. Only through increasing its income can the value of a...

Choosing the right medical aid in 2015

  Johannesburg, South Africa- December 04, 2014 – Once again the year is reaching its end and the time to seriously consider your medical aid plan for 2015 is upon us. You still have the opportunity to upgrade your plan, irrespective of your medical conditions....

Retirement reform

By Richard Carter, head of product development, Allan Gray There is a lot going on in the regulatory space. Between retirement reform, on the one hand, and the so-called ‘Twin peaks’ model of financial regulation on the other, it is challenging to keep on top of the...

Nine things you need to know about an ante-nuptial contracts

We don’t like thinking about death or divorce when we are in the grip of a heated romance and can hear wedding bells in our heads. We don’t like talking about which assets we will claim as ours if the relationship sours. However, it is far better to get these...

Chances of being Disabled – ME,DISABLED?

Disability statistics It happens more often than you’d imagine- According to the Council for Disability Awareness in the USA who have accurate recent statistics; Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire. Over 37...

MONEY: Women retire longer

Acording to statistics from the Actuarial Society of South Africa, women on average are living longer than men – with the data revealing that the average life expectancy of a 65 year old South African (who has an annuity) is 85.9 years for females and 81.5 years for...

Hospital cash back or medical aid?

A Fin24 user wants a comparison between hospital cash back policies and medical aid schemes. What is best between hospital cash back and medical aid? According to Fin24 who recently published the article , Damian McHugh, head of marketing and sales at Momentum Health...

INVESTOR'S NOTEBOOK: A retirement fund system promise

by Stephen Cranston , 26 June 2014, 07:16 REMEMBER when we were promised a new retirement fund system in time for the 2010 World Cup? That was back in 2007, when we briefly enjoyed a budget surplus. In the more constrained fiscal circumstances of 2014 government has...

Bonds: Promising Reversal

by Stafford Thomas, 19 June 2014, 07:18 INVESTOR sentiment is prone to abrupt change, as foreign investors in SA government bonds have shown in recent weeks. From being strong sellers, foreign investors swung to being strong buyers in May, a trend that has continued...

15 Things you may not know about medical cover

Do you think you know everything there is to know about medical schemes and other types of medical cover in South Africa? Angelique Ruzicka speaks to medical scheme experts to find out what people are generally not aware of when it comes to medical cover options. Here...

News Flash from Liberty Life

Knowledge is our currency. It’s our wealth. It’s our future.   It’s where we come from and what we stand for. Liberty 2013 Financial results were the best results in just over a decade,   and these were equally matched by the 2013 Liberty Claim...

Budget expected to put savings firmly on 2014 financial agenda

By Money marketing on February 20, 2014  in Financial Planning Given the emphasis Finance Minister Pravin Gordhan placed on the country’s low savings rate in the 2013 October medium term budget last year, the 2014 Budget is expected to bring clarity to how government...